This'n'That; December Twenty-Seventh #2 Webinars

A Necessity For ANY Trucker!!
    Owner Operator Independent Driver Association (OOIDA) is offering it's "new season" of Business Webinars geared specifically for the trucker, both company drivers considering becoming owner-operators and current owner-operators.  The program begins on January 12th, registration is ongoing.
    If these were offered back in 1999 when I bought my first truck, I wasn't aware of them.  What I knew--and subsequently learned--about "owner-operatin'" came from the trucker-based talk radio (Charlie Douglas, Dale Somers, Dave Nemo, Bill Mack)  Just from reading the brief synopsises of each course, they appear to be a wealth of information; necessary information for the "trucker-as-a-small-business-owner!!"  The courses seemed to be priced the same, at $50 per.  I don't know if there are 'class size' limitations, but were I.... you, I'd not hesitate!  Good education is always a worthwhile investment!!!
Call 'em today: 1-800-444-5791
Til Nex'Time....
http://www.ooida.com/
http://www.ooida.com/OOIDA%20Foundation/Webinar/list.shtml
https://www.ooida.com/OOIDA%20Foundation/Webinar/enroll-current.shtml

This'n'That; October Twenty-Eighth #2; Vote Values

The Dollar Value Of Votes
    "Clown Prince ZERO-bama, the Narcissist" has created an unforeseen benefit with his "We Can't Wait...." financial scam; that being the actual dollar-value range of a vote in the upcoming presidential election.  This plan is nothing more than another election fraud purpetrated on those least able to understand it!!  Remember, this involves student loans to current and former American college students.   Most students will be unable to understand the text--let alone the math--of "Clown Prince ZERO-bama, the Narcissist's" latest dictatorial edict!

  The Atlantic Monthly has done a superior job of ferreting out thescam's nuts-and-bolts; for more details, see:
http://www.theatlantic.com/business/print/2011/10/obamas-student-loan-order-saves-the-average-grad-less-than-10-a-month/247411/ 
Boiled down, this latest scam will save the average college student/graduate between $4.50 and $7.75 per month!!  The average student/graduate has student loans in the area of $27,204.  The student/graduate with $100,000 in student-loan debt can look for a monthly saving of a whoopin' $28.50!!

One problem here is:  student loan balances (and by extension, tuition expenses) have outpaced disposable income--511% to 73%!!  And 82% of the total student-loan balances have been accrued in the past ten-years, alone!!
Why?!?  Professorial salaries are a good starting place.  

$55,941 (average; bachelor's; private-church related)
$74,299 (high; doctoral; private-independent)
$101,620 (average; doctorate; full professorship; public institution)
$113,740 (average; doctorate; full professorship; private-church related)
$131,232 (average; doctorate; full professorship; private institution)
$172,800 (high; doctorate; top faculty post; research institution)

Another problem here is:
Recently the "Clown Prince ZERO-bama, the Narcissist" regime asked permission for cellphones to be used to track down delinquent student-loan holders and harass them incessantly, 'til they pay!!
http://www.foxnews.com/politics/2011/10/04/obama-wants-to-ease-way-for-debt-collectors-to-call-cellphones/
Still another problem here is: 
We somehow have to dispel the notion that the only way to get ahead is to go to college! 
Absolutely, not so!!
I'm living proof!

I've attended--but didn't graduate from--Central Missouri State University, a fine institution in Warrensburg, just 50 miles outside Kansas City.
I've been a self-employed carpenter;
I've been a self-employed cabinetmaker;
I've been a product engineer with a company making--arguably--the finest office furniture on the planet;
I've been a CNC router/boring machine operator and programmer with the same company;
I've been--definitely the best job, ever--an over-the-road truck driver with two nationwide trucking companies;
I've been--definitely the second-best job, ever--an owner-operator with two nationwide trucking companies.

I cite these employment experiences only to fortify my argument that not everyone needs a college education; a college education is not always necessary for success.  Don't you consider those salaries a "hell'u'va-price-ta-pay" to have some grad-student blather at your kid?!?

    My trucking experiences have been the most lucrative: over one-million-dollars in less than twelve-years!!  The industry isn't the dirty-fingernails, tobacco-chewing, cussing career it was 50-years ago.  The truck drivers you see are small businessmen and women; they may very well be retired doctors, nurses, dentists, accountants, military, lawyers, practically any-and-every walk of life!
    Finally, investigate all avenues; all career possibilities as well as the expenses involved in the preparation.
Til Nex'Time....