This'n'That; November Seventeenth #1: Taxes

A Tax, Inclusion Plan For Consideration
    "Clown Prince" obama has been whining--at least for the past four years--about ridiculous tax increases.  Ridiculous, because of the dismal economic performance since his immaculation; ridiculous because of the continually upward trajectory of federal spending, again, since the royal immaculation.  The 'cheese' with the aforementioned whine would be inclusion of the "taker-class" into the mainstream of American life.  They--the "taker-class"--includes roughly 47.6 Million food stamp recipients as well as Cleveland's "obama-Fo" lady.  Inclusion would allow the "taker-class" to participate in the--albeit, dismal--economic ups-and-downs of the governance of the country.
    Here's the plan:  Rather than "Clown Prince" obama's plan of punishing the success of the "maker-class;" those evil rich guys and gals--in obama's top 1%--who in 2009, paid nearly 37% of all personal income taxes to the U.S. Treasury, my plan includes everyone, 18 years and older!  Let's start with the basic premise that government--at every level--has no money that was not first TAKEN from an individual, a business or some other trade action, through the confiscatory tax system.  Then we have all those who pay confiscated funds into the treasury: 

• The top 1%:  paid 36.73% of their income, and
• The top 5%:  paid 58.66% of their income, and
• The top 10%: paid 70.47% of their income, and
• The top 25%: paid 87.30% of their income, and
• The top 50%: paid 97.75% of their income, and
• The BOTTOM 50%: paid 2.25% of their income

in the form of federal personal income tax receipts collected.  When the current U.S. workforce (143.5 million souls) is compared with current total of U.S. taxpayers (114.7 million souls) the total is a negative 28.8 million souls who escape--for whatever reason--paying, to use a "Clown Princely" phrase, their fair share.  The vast majority of said 28.8 million souls--by definition--can only be considered members of the "taker-class."
    The "taker-class" are those souls who:

• enjoy low-interest student loans;
• enjoy various government educational grants;
• enjoy low-interest refi home mortgages;
• enjoy federal subsidies to purchase desired auto models;
• enjoy welfare benefits;
• enjoy Medicaid benefits;
• enjoy federal heating assistance benefits;
• enjoy federal multi-year unemployment benefits;
• enjoy Department of Agriculture food giveaways;
• enjoy the free "obama-Fo" benefits,

and on, and on, and on!!
    For these 28.8 million souls to have a feeling of inclusion, my plan would assess a $50.00 annual tax for each benefit enjoyed.  As an example:  If a student is receiving low-interest student loans and federal educational grants and welfare benefits and Medicaid benefits, that student would owe a total, annual federal tax of $200.00, over-and-above any tax they've been assessed through actual employment.  With the assumption that each "taker" enjoys an average of three benefits (at $50-per), those souls would be contributing over $4.32 billion to the federal treasury, and enjoy the feeling of helping to support "Clown Prince" obama's socio-fascist deficit spending schemes!!  Obviously, 'enjoyment' is the right word: they voted for all the free-stuff that obama used as payment for said vote!!
    Now for the travesty of the Earned Income Tax Credit (EITC)!
Dozens of examples of fraud have been uncovered in which the IRS has paid over One-Million-Dollars to a single taxpayer.  The worst is a U.S. taxpayer who claimed 27 dependents (all of whom resided in MEXICO and included neices, nephews and cousins!) and was allowed an EITC of $1.4 million.  Continuing my proposal, all previous EITCs would be allowed, but only to reduce the taxpayer's liability to ZERO; no one would 'profit' by claiming dozens of fictitous 'dependents.' 
    In 2009, the report:
The Earned Income Tax Credit and Illegal Immigration: A Study in Fraud, Abuse and Liberal Activism
by Edwin Rubenstein was released and from which I quote:

• "The Earned Income Tax Credit (EITC) is the largest anti-poverty program in the  United States--and the most illegal-immigrant friendly.  In 2007, more than 23 million households received more than $47 billion in the EITC payments."
• "Between one-quarter and one-third of all EITC clais were 'improperly paid' according to the General Accounting Office.  The EITC--like most of the tax code--operates on the honor system.  This is very difrferent from welfare and food stamps where applicantsw are interviewed and required to present proof of eligibility."

    Is more proof needed that the entire IRS system is a sham?!?
The best solution to the built-in fraud is a national sales tax on the purchase of all NEW items--but only after the current tax code is completely SCRAPPED!!  But.... that's a discussion for another day!
Your thoughts....??
Til Nex'Time....

This'n'That; August Eighth #2; Don't Bother!!

Does "Thoughts.Com" Censure Blog Entries?
    I stumbled upon www.thoughts.com for two reasons; first, I was having trouble logging onto my www.justincase505.blogspot.com account, so.... I naturally thought the reason was that I had avoided giving "Google, Inc" more than the minimum information possible (they wanted to know EVERYTHING about me).  Secondly, I was attempting to reach a different demographic, a younger, more international audience with my conservative thoughts and blatherings.

    Well, it kinda-sorta worked!  I first got an account as 'justincase505' in keeping with the self-identifying title as my other two blogs (the other being www.justincase505.wordpress.com ; If you read one, you've read both, 'wordpress' is a re-post of 'blogspot').  I was able to get a 'justincase505' account with 'thoughts' and posted some--maybe 8-10--conservative posts, then was unable to log onto my account subsequent to those posts.  Well, being in my sixties, I just figured it was my fault and created a second 'thoughts' account: 'JustinCaseToo.'  On the day of the second creation, I posted two current entries, and then posted about 4-5 more that were older but I considered important enough to disseminate further.  That was two days ago; I haven't been able to log-on since!!

The Bilderberg Group's U.S. Ruler

    I can reach no other conclusion than my blog entries were too conservative for the webmasters at www.thoughts.com!!  I tend to tell it like I see it, and I see The Bilderberg Group into the U.S.' federal governance up-to-their-eyeballs!!  I see "Clown Prince" obama for the complete fraud that he is!!
Can you see any other reason for my inability to log-on to either of my www.thoughts.com accounts?
Comments??
Til Nex'Time....

The Sunday 'Report;' 12/18/2011

What The National Pamphleteers Don't Report:
Nigel Farage: Escape Euro Prison!
by Mike Shedlock
Townhall.com
December 12, 2011
When it comes to humor from politicians (in a good sense), Nigel Farage is right at the top of the list.
His opening line had me laughing out loud.
Farage is 100% correct. If the UK is being push aside (and it is), Cameron should embrace being shoved aside and let Merkozy fend for themselves.
Partial Transcript
RT: Britain has no to tighter controls leaving Euro countries to sort themselves out and the UK is being pushed further aside.
Farage: Well let's hope so ... Cameron said can we have some small concessions. Sarkozy told him to take a running jump. On the face of it I should be cheering David Cameron and say isn't it marvelous, the British prime minister has finally stood up and said something. ... But we are still [....]
http://finance.townhall.com/columnists/mikeshedlock/2011/12/12/nigel_farage_escape_euro_prison/page/full/

Newt is Right

by Michael Reagan
Townhall.com
Dec 07, 2011
    Tom Brokaw has written a book about the Greatest Generation, a generation that grew up with fathers in the home who saw it as their duty to instill in their sons a work ethic. The Greatest Generation went on to win World War II. Newt Gingrich is right when he warns that the newest generation does not understand or appreciate the value of good, hard work.  Tragically, 40 million children will go to bed tonight without a father in the home to teach them the economic facts of life. One wonders how exactly these children will ever learn any kind of work ethic. While in some cases there is a fine mother like mine who can instill it in them, more often than not it's simply not possible.
    When I was 10 years old I wanted an expensive, new 10-speed Schwinn bike. I asked my mother -- the late Hollywood actress Jane Wyman, who could easily afford it -- if she would simply buy the bike for me.  She said she would loan me the money if I signed a note acknowledging the debt. I said, "Mom, I am only 10 years old. What can I possibly do to make enough money to pay you back?" She told me I could earn money by selling newspapers.  I signed the note, and every Sunday until I fully paid for that bike I sold papers in front of Good Shepherd Catholic Church in Beverly Hills. Later I asked Mom why she made me work for that bike when the other kids' parents simply gave them their bikes.
    I'll never forget what she told me. She said,
"I build men, not boys, and if you don't learn to work for what you want now, you will end up as a 40-year-old boy.  I want a man."
I pray that that's what she got in her only son. At least that's what I try to be.  On that issue alone, Mom would have voted [....]
http://townhall.com/columnists/michaelreagan/2011/12/07/newt_is_right/page/full/

Illinois Teen Learns About Bank Fees the Hard Way

by SUSANNA KIM (@skimm)
ABCNews.com 
Dec. 13, 2011
    Melinda Ganziano of McCullom Lake, Ill., wanted to introduce her son to the basics of banking, but he ended up with $229 in fees in two weeks with a balance of just $4.85.   Ganziano, a 55-year-old mother of five children, encouraged her fourth child, Daniel, 18, to set up a savings account at a nearby TCF Bank "out of convenience" due to its location.  Ganziano and her son discovered that the bank offered little convenience due to the growing number of bank fees, as first reported by the Chicago Tribune.  After he put money into the savings accont from his job, Daniel Ganziano's balance eventually fell to $4.85 and with such a small amount, he ignored it.
    However, TCF sent him a letter on Oct. 12 informing him that it had charged him a $9.95 monthly maintenance fee six days earlier because the account had a low balance. That led to an overdrawn account by $5.10, which then led to a $28-a-day overdraft fee. The account was 10 cents over the $5 threshold for which the daily fee kicks in. Young Ganziano's account was now overdrawn by $33.10.
Ganziano, who works in the nonprofit sector, and her son went to the bank that weekend to [....]
http://abcnews.go.com/Business/illinois-teens-account-racks-200-bank-fees/story?id=15137775

Oil-Rich America?

by Victor Davis Hanson
Townhall.com
December 8, 2011    There is a revolution going on America. But it is not part of the Tea Party or the loud Occupy Wall Street protests.  Instead, massive new reserves of gas, oil and coal are being discovered almost everywhere in the United States, due to revolutionary methods of exploration and exploitation such as fracking and horizontal drilling. Current prices of over $100 a barrel make even complex efforts at recovery enormously profitable.  There were always known to be additional untapped reserves of oil and gas in the petroleum-rich Gulf of Mexico, off America's shores, and in the American West and Alaska. But even the top energy experts never imagined just how vast was the energy there -- or beneath far more unlikely places like South Dakota, Pennsylvania, Ohio and New York. Some studies suggest the United States has now expanded its known potential gas and oil reserves tenfold.
    The strategic and economic repercussions of these new finds are staggering, and remind us how a once energy-independent and thereby confident American economy soared to world dominance in the early 20th century.  America will soon again be able to supply all of its own domestic natural gas needs -- and perhaps for the next 90 years at present rates of consumption. We have recently become a net exporter of refined gas and diesel fuel, and already have cut imported oil from OPEC countries by 1 million barrels per day.  With expanded exploration and conservation, the United States could also eventually supply half its own petroleum needs. If we were to eliminate just 5 million barrels of our current daily 9 million barrels of imported petroleum, the annual savings could reach nearly $200 billion per year. Eventually, the new gas and oil could add another 1.6 million new jobs and add [....]
http://townhall.com/columnists/victordavishanson/2011/12/08/oilrich_america/page/full/

The Top 50 Examples of Liberal Media Bias

by Warner Todd Huston,
The Western Center for Journalism
December 10, 2011
    Let’s face it, liberal media bias has been around since there have been liberals to do the “reporting” of the news. But this fact should surprise no one. After all, the news media has always been filled with bias of one type or another. In fact, there was a time when American customers of the news knew exactly which newspapers sported which point of view. It was taken for granted that one newspaper supported one side and another newspaper a different side.
Liberal Bias is Prevalent in the Mainstream Media    But in the late 1950s and early 1960s that all changed. Suddenly the folks in the news media began to present themselves as unbiased pursuers of “the truth.” Gone was the out-in-front bias and instead the media cloaked itself in a new air of detachment, a new just-the-facts mien.  This new era in media conceit coincided with the advent of a liberal mindset that took on the weight of the world, a new era in which liberals felt that their ideals rose above God, tradition and country.
    Suddenly a journalist’s work was divorced from the trade in local news and became a profession increasingly assuming a national and ideological agenda, one fueled by journalism schools and professors that began to disgorge university trained “journalists” with a left-wing agenda. These people then went forth to replace the grizzled local reporters that were wedded to their local political culture. This new wave of “journalists” did not want to report what was going on in their local news as much as they wanted to “save the world.”  In pursuit of that left-wing national agenda — if not a leftist world agenda — “reporters” began to spin all news stories, from the most mundane stories to the hottest national news, toward a left-wing agenda. These “journalists” slipped in bias in every way they could to push the leftist’s meme.  For decades this left-wing [....]
http://www.westernjournalism.com/top-50-examples-liberal-media-bias/

Public retirement ages come under greater scrutiny

With public workers eligible to retire at 55 or 60, governments look to boost retirement ages
By Don Thompson,
Associated Press
December 12, 2011
COLUMBUS, Ohio (AP) -- After nearly 40 years in public education, Patrick Godwin spends his retirement days running a horse farm east of Sacramento, Calif., with his daughter.   His departure from the workaday world is likely to be long and relatively free of financial concerns, after he retired last July at age 59 with a pension paying $174,308 a year for the rest of his life.  Such guaranteed pensions for relatively youthful government retirees — paid in similar fashion to millions nationwide — are contributing to nationwide friction with the public sector workers. They have access to attractive defined-benefit pensions and retiree health care coverage that most private sector workers no longer do.
    Experts say eligible retirement ages have fallen over the past two decades for many reasons, including contract agreements between states and government labor unions that lowered retirement ages in lieu of raising pay.  With Americans increasingly likely to live well into their 80s, critics question whether paying lifetime pensions to retirees from age 55 or 60 is financially sustainable. An Associated Press survey earlier this year found the 50 states have a combined $690 billion in unfunded pension liabilities and $418 billion in retiree health care obligations.   Three-quarters of U.S. public retirement [....]
http://finance.yahoo.com/news/public-retirement-ages-come-under-170328247.html

Euro Summit – I wonder what Soros thinks, in private
by The Banking Nerd,
thebankers.blogspot.com 

December 12, 2011    As these Euro meetings were unfolding I, like most people, started to get quite confused about what was what going on, and it was (is) becoming more and more like watching some kind of bizarre alternative theatre. BUT if markets are perfect, essentially governed by simple rules of supply and demand, equilibrium and most importantly PERFECT KNOWLEDGE, then, with all the collective brain power of Europe, why does it seem so hard to find solution, and why do the meetings themselves seem to affect to markets so profoundly (because it shouldn’t really if they are perfect). Then I thought about a book I read a couple of years ago by George Soros. Soros one of the most admired, respected, feared and hated investors of all time, made it from rags to currently 7th richest person in America, by challenging some of the fundamental principles of our market system; that markets are perfect and self regulating. Love or load him, his results do warrant some attention.
    In his book “The new paradigm for financial markets, the Credit Crisis of 2008 and what it means” he is attacking the very idea that markets are perfect. Instead he argues that markets are constituted by two processes, what he calls the cognitive function and the manipulative function and because these two processes constantly react to each other, prolonged periods of disequilibrium, or bubbles, can develop. It is a bit heavy reading but one could perhaps view what he is saying like a game of chess between those trying to understand what is going on, and those trying to affect what is going on. Because each player react to the other players move, those trying to understand will never fully understand, and those trying to manipulate will rarely reach the exact outcome they were aiming for, and almost certainly both players are working on assumptions/expectations that are wrong.  It is actually a very interesting concept. Particularly interesting is a piece he is quoting from a Ron Suskind article, which I will re-quote to you.
In the summer of 2002… I had a meeting with a senior adviser to Bush…
The aide said that guys like me were "in what we call the reality-based community," which he defined as people who "believe that solutions emerge from your judicious study of discernible reality." ... "That's not the way the world really works anymore," he continued. "We're an empire now, and when we act, we create our own reality. And while you're studying that reality—judiciously, as you will—we'll act again, creating other new realities, which you can study too, and that's how things will sort out. We're history's actors…and you, all of you, will be left to just study what we do."  Soros comments that the Aide, presumably Karl Rove, did not merely recognise that the truth can be manipulated, he promoted manipulation of truth as a superior approach.  More than anything it was the above quote that stayed with me, it is one of the most powerful things I have ever read, and I have thought about it countless times in so many situations since.
    Then what kind of players are Merkozy? How about Cameron? How about the other EU leaders? S&P, IMF and ECB? Are they cognitive or manipulative or both? When I wrote the post "Angela Merkel Kann ich bitte mehr Taschengeld haben?" those were precisely the questions I was struggling with.  So what would George say? Well he has been saying many things, about the risk of defaults, countries leaving the euro, probability for [....]
http://thebankers.blogspot.com/2011/12/euro-summit-i-wonder-what-soros-thinks.html
Host Kicks Atheist Off Show For Calling Jesus & the Nativity ‘An Insult’

by Billy Hallowell,
theblaze.com
December 13, 2011
The atheists over at the Freedom From Religion Foundation aren’t ashamed to let their anti-faith message be heard loud and clear.
The Blaze has spoken with the group and heard, first-hand, just how strong-worded and offensive (to people of faith, at least) its message can be. Last night, the Fox Business Network’s Eric Bolling invited a FFRF representative onto his show to discuss the group’s anti-Christian stance.  During a dialogue with FFRF spokesperson Dan Barker (who is married to FFRF co-president Annie Laurie Gaylor), “Follow the Money” host Eric Bolling was so dumbfounded by the group’s anti-Jesus views that he ended up booting the atheist-spokesperson off of the program. Mediaite’s Colby Hall called the moment a “‘War on Christmas’ miracle!”
    At the center of the discussion was a Texas nativity scene that the Madison, Wisconsin-based FFRF has been demanding be torn down immediately. During the dialogue, Barker claimed that America is not a Christian nation and that the nativity should not be present on government property. He went on to say that the nativity represents “an insult to human nature that we are all doomed and damned.”  It was this comment that commenced the uncomfortable exchange between Bolling and Barker. “Sir, I have to take exception to the way you’ve described the nativity scene. It’s not an insult. It’s certainly not an insult to me. I’m a Christian,” Bolling explained. “It is an [....]
http://www.theblaze.com/stories/epic-fox-segment-host-kicks-atheist-off-show-for-calling-jesus-the-nativity-an-insult/

All-American Made House
by Diane Sawyer-Video Report,
ABCNews.com
(plus associated material:  List of American Made building products)
http://cdnapi.kaltura.com/index.php/kwidget/wid/0_04vzdsr5/uiconf_id/5590821
http://abcnews.go.com/images/Business/Made%20in%20America%20List.pdf

Debunking the myths of Tim Tebow

by Les Carpenter,
Yahoo! Sports
Dec 14, 2011
ENGLEWOOD, Colo. – On a winter day in 2010, Tim Tebow sat alone in a hotel meeting room with Ken Herock, a former NFL general manager who tutors players on how to approach important team meetings at the NFL scouting combine. The topic was a perception among NFL teams that Tebow was successful in college only because of the University of Florida’s offensive system, a notion upheld by the failure of Alex Smith to thrive in the NFL after having played for Tebow’s coach, Urban Meyer, when Meyer was at Utah.
    At 7-1 as a starter for the Broncos this season, Tim Tebow is the toast of the NFL world.  “A lot of people are comparing you to Alex Smith because you run the same offense … ” Herock started when Tebow suddenly cut him off.  “Now hold on there, Mr. Herock,” Tebow said. “That’s where the comparisons end. I won the Heisman Trophy. I won a national championship two times.”  He said it not with arrogance, although the words could have been parsed that way, but rather with an assuredness Tebow rarely reveals in his public interviews. It is the kind of thing the Denver Broncos see all the time, the reason many of the team’s assistant coaches have come to love his [....]
http://sports.yahoo.com/nfl/news?slug=lc-carpenter_tim_tebow_alex_smith_draft_broncos_121411

FBI considered sting against Gingrich

by United Press International, Inc.
(via Personal Liberty Digest)
December 16, 2011
WASHINGTON (UPI) -- The FBI considered, then abandoned, a sting against Republican presidential hopeful Newt Gingrich when he was U.S. House speaker, The Washington Post reported.  The operation was quashed in 1997 after the FBI determined there was no evidence that Gingrich knew about telephone conversations involving an arms dealer that indicated a $10 million bribe might lead to Congress lifting the Iraqi arms embargo, the Post reported Thursday.  The arms dealer secretly recorded the conversations with a man who said he was acting on behalf of Gingrich's then-wife, Marianne, people knowledgeable about the investigation said.
    "There are so many falsehoods," Marianne Gingrich said Thursday. "The FBI, they should have been protecting me, not going after me. This is scary stuff."  Her lawyer, Victoria Toensing, said there was no basis "whatsoever" for an investigation.  These were people "making up access to a high-level government person," Toensing told the Post.  Details of the matter became public this week in an article and documents posted online by a journalist who operates a Web site called DC Bureau.  Gingrich's presidential campaign did not immediately comment, the Post said.
    The investigation began after the arms dealer, Sarkis Soghanalian, told federal prosecutors and FBI agents that Marianne Gingrich [....]
http://www.personalliberty.com/news/fbi-considered-sting-against-gingrich/

Time to Stock Up on Toilet Paper, Batteries, and More–CHEAP!

by Kellene Bishop,
preparednesspro.com
December 13, 2011
    I have specific price points set for the various items I purchase. When a product reaches a particular price point, I stock up. Well, recently I was made aware that Amazon has a “Subscribe and Save” option on their website for some common items that I always purchase and with free shipping. Even better, usually if there’s a coupon in circulation that I would normally be using in a physical store, Amazon has available on their site that is mine for the using simply by clicking on it at the time of my order.
    My price point on my beloved toilet paper is 25 cents a roll (regular roll). Thanks to the “Subscribe and Save” option which lowers the price of the product by 15%, free shipping, and the $3.00 off coupon I was able to take advantage of, I was able to purchase Charmin Ultra Strong for only 20 cents a roll! Yeah, baby. I’ll purchase this all day long–so long as there is money to purchase it with. And contrary to some totally gross suggestions to plan on doing without toilet paper, I’m always sure to have plenty on hand in order to avoid a sanitation nightmare someday. (Though I’m sure Big Brother will soon list the “possession of more than a month’s worth of toilet paper” as grounds for “enemy combatant” suspicion. *sigh*)  Just a tidbit of info on the “Subscribe and Save” option, you can cancel and renew it at any time. So if my price on the TP goes above my mandatory 25 cents a roll, then when I get my little notice from Amazon that it’s time for my next shipment, I just click to cancel. There’s more than one [....]
http://preparednesspro.com/time-to-stock-up-on-toilet-paper-batteries-and-more-cheap/

The World’s Happiest (And Saddest) Countries

Slideshow Presentation
Forbes.com
These are the 20 most prosperous countries in the world, followed by the 20 least. According to rankings in the 2011 Legatum Prosperity Index.
http://www.forbes.com/pictures/mef45ejmi/the-worlds-happiest-and-saddest-countries-2/
http://www.prosperity.com/rankings.aspx

Why a millionaire wants autoworkers to take a pay cut

by Justin Hyde
Senior Editor of Motoramic
December 16, 2011
    Former auto czar and wealthy Wall Street financier Steven Rattner told a luncheon in Detroit on Thursday that while the $50 billion GM bailout was successful, "we should have asked the UAW to do a bit more. We did not ask any UAW member to take a cut in their pay." He also said that "friends on Wall Street" were concerned by GM's earnings and communications with the market, pushing the stock down to a level that would lose the goverment $14 billion if it sold its shares today.
    Meanwhile, at General Motors' Orion Township, Mich., plant about 45 minutes away from where Rattner spoke, there are three tiers of hourly workers. Roughly 900 workers at the top tier, the most senior UAW workers, make $29 an hour, a rate unchanged since 2008. Another 500 or so UAW workers are paid about $16 an hour — a rate, adjusted for inflation, equal to the famed $5 a day Henry Ford started paying his workers in 1914.  And at the bottom scale are 200-odd workers technically employed by an outside supplier but who work in the plant moving parts to the assembly line, jobs once done by GM workers paid $29 an hour. The contractors' pay: $9 an hour with no health care, a rate which over a year's work would leave them below the poverty level for a family of four.  GM's contract with the UAW that convinced the [....]
http://autos.yahoo.com/blogs/motoramic/why-millionaire-wants-autoworkers-pay-cut-160603932.html

The Truth About Wealth
by Robert Frank,
wsj.com
Weekend Investor
December 17, 2011
Who says the rich always get richer?
    Despite heated rhetoric emanating from politicians and pundits, the top 1% is hardly a fixed group that enjoys consistent income gains. To the contrary, the wealthiest have become the most crash-prone group in our economy.  The total income of the top 1%—or those earning more than $343,000 in 2009—fell by more than 30% from 2007, according to the most recent Internal Revenue Service data. By contrast, the average income of the bottom 90% fell less than 3% during the same period.  A November Federal Reserve study, meanwhile, found that a third of the people in the top 1% in 2007, as measured by wealth, were no longer in the top 1% in 2009.
    The good news: Despite the turbulent new economics of wealth, there are safeguards that the rich and future rich can deploy to cushion the shocks and mitigate their risks.  The wealthiest have likely recouped some of their sunken fortunes since 2009, along with financial markets. Yet the latest wave of data points to an indisputable trend—we have entered the age of "High-Beta Wealth."
    On Wall Street, "beta" measures volatility relative to the overall market; a beta of 1.0 signals alignment with the market. Technology and [....]
http://online.wsj.com/article/SB10001424052970204336104577096410776256928.html?ru=MKTW&mod=MKTW#articleTabs%3Darticle

US charges ex-Fannie, Freddie CEOs with fraud

6 ex-Fannie, Freddie executives charged with civil fraud over risky subprime mortgages
by Derek Kravitz,
AP Business Writer
December 17, 2011WASHINGTON (AP) -- Two former CEOs at mortgage giants Fannie Mae and Freddie Mac on Friday became the highest-profile individuals to be charged in connection with the 2008 financial crisis.  In a lawsuit filed in New York, the Securities and Exchange Commission brought civil fraud charges against six former executives at the two firms, including former Fannie CEO Daniel Mudd and former Freddie CEO Richard Syron.  The executives were accused of understating the level of high-risk subprime mortgages that Fannie and Freddie held just before the housing bubble burst.
    "Fannie Mae and Freddie Mac executives told the world that their subprime exposure was substantially smaller than it really was," said Robert Khuzami, SEC's enforcement director.  Khuzami noted that huge losses on their subprime loans eventually pushed the two companies to the brink of failure and forced the government to take them over.  The charges brought Friday follow widespread criticism of federal authorities for not holding top executives accountable for the recklessness that triggered the 2008 crisis.
    Before the SEC announced the charges, it reached an agreement not to charge Fannie and Freddie. The companies, which the government took over in 2008, also agreed to cooperate with the SEC in the cases against the former executives.  The Justice Department began investigating the two firms three years ago. In August, Freddie said Justice informed the company that its probe had ended.  Many legal experts say they don't expect the six executives to face criminal charges.  "If the U.S. attorney's office was going to [....]
http://finance.yahoo.com/news/us-charges-ex-fannie-freddie-155050812.html

Congressmen can’t say ‘Merry Christmas’ in mail

by Mark Tapscott
The Washington Examiner
December 16, 2011
    Looks like the PC police have threatened members of the House of Representatives against wishing constituents a "Merry Christmas," if they want to do so in a mailing paid for with tax dollars.  Members who submit official mailings for review by the congressional franking commission that reviews all congressional mail to determine if it can be "franked," or paid for with tax dollars, are being told that no holiday greetings, including "Merry Christmas," can be sent in official mail.  "I called the commission to ask for clarification and was told no 'Merry Christmas.' Also told cannot say 'Happy New Year' but can say 'have a happy new year' – referencing the time period of a new year, but not the holiday," said a Hill staffer who requested anonymity.  Another Hill staffer told The Washington Examiner that "we were given that advice after submitting" a draft mailing.
    Members of Congress send millions of dollars worth of mail to constituents every year but there are official rules that govern what can and cannot be said in those mailings. Members are barred, for example, from saying anything that might be construed as advocating their re-election.  But saying "Merry Christmas" [....]
http://mobile.washingtonexaminer.com/politics/beltway-confidential/2011/12/congressmen-cant-say-merry-christmas-mail/
Until Next Sunday....

The Sunday 'Report;' 11/06/2011

What The National Pamphleteers Don't Report:

Former heavyweight champ Joe Frazier deathly ill with liver cancer
By Steve Cofield
November 5, 2011
Joe Frazier was one of the most feared knockout artists in the history of boxing, but now he's facing an opponent very few can KO.  According to the N.Y. Post's Kevin Kernan, the 67-year-old Frazier is battling advanced stages of liver cancer.  "He's in serious shape, we're looking for a miracle,'' said a source close to the former heavyweight champ. "They're only giving him a short time to live. We need to have as many people as possible praying for Joe right now.''   According to Leslie Wolff, Frazier's personal and business manager, the former fighter was [....]
http://sports.yahoo.com/box/blog/box_experts/post/Former-heavyweight-champ-Joe-Frazier-deathly-ill?urn=box-wp838

Food, energy inflation not so temporary

by Steve Goldstein
Marketwatch.com
October 31, 2011
The Federal Reserve likes to say that food and energy price hikes have just had a temporary impact on inflation.
But Deutsche Bank economists Joseph LaVorgna and Carl Riccadonna say, not so fast.
To be sure, they say in a research note published Monday, food and energy prices are volatile. And surveys of purchasing managers have shown slowing price pressures. But that’s not the same as saying as companies are reporting price declines.  Moreover, food and energy prices have generally been on the way up.  Since 1987, there have been only four years when combined food and energy prices in the CPI index have declined – and always they have recovered in the next year. On an annualized basis, the economists  [....]
http://blogs.marketwatch.com/thetell/2011/10/31/food-energy-inflation-not-so-temporary/

Obama deportation numbers a 'trick'
The author says that Janet Napolitano's claim of strengthened border security are untrue.
by Rep. Lamar Smith
October 25, 2011 
Department of Homeland Security Secretary Janet Napolitano last week announced that the Obama administration has deported a record number of illegal immigrants in the past year.  But the Obama administration is using smoke and mirrors to achieve its so-called historic record. Take away the illusion, and the facts show that the administration conjures up its deportation statistics.  The administration appears to have artificially inflated its deportation numbers. It includes voluntary removals in the deportation statistics. But this is not removal because an illegal immigrant is not then subject to penalties for returning to the United States. For example, a single illegal immigrant can show up at the border and be voluntarily returned numerous times in one year — and counted each time as a removal.  Even The Washington Post found the Obama administration used questionable [....]
http://www.politico.com/news/stories/1011/66805.html

Destroying the Electoral College: The Anti-Federalist National Popular Vote Scheme
By Hans von Spakovsky

The Heritage Foundation
October 27, 2011
Abstract: The National Popular Vote (NPV) plan is the latest in a long line of schemes designed to replace the Electoral College. Imbued with the ideals of this nation’s Founders, the Electoral College has proved itself to be both effective in providing orderly elections for President and resilient in allowing a stable transfer of power of the leadership of the world’s greatest democracy. Therefore, while it would be a mistake to replace the Electoral College, replacing this system with the NPV would be a disaster. The NPV would devalue the minority interests that the Founders sought to protect, create electoral administrative problems, encourage voter fraud, and radicalize the U.S. political system. It also would likely violate the U.S. Constitution’s Compact Clause while directly contravening the Founders’ view of federalism and a representative republic. In an age of perceived political dysfunction, effective policies already in place—especially successful policies established by this nation’s Founders, such as the Electoral College—should be preserved.  Our system for electing a president has worked pretty well. There is no real case [....]
http://www.heritage.org/Research/Reports/2011/10/Destroying-the-Electoral-College-The-Anti-Federalist-National-Popular-Vote-Scheme?utm_source=Newsletter&utm_medium=Email&utm_campaign=Heritage%2BHotsheet

Amid deficit gloom, some states enjoy surpluses

By BECKY BOHRER
Associated Press
November 4, 2011JUNEAU, Alaska (AP) — The budget questions that sent Alaska lawmakers into special session this year had nothing to do with austerity measures or disagreements over cuts to state agencies or programs.
They just couldn't agree on what to do with all that extra money.
Resource-rich Alaska took in nearly $1.9 billion more than expected last fiscal year thanks largely to high oil prices and ended the fiscal year with an estimated $260 million surplus, an amount equal to nearly 4 percent of its general fund.  A handful of states — led by those that enjoy bountiful energy reserves such as West Virginia, Wyoming and North Dakota — have found themselves in similarly enviable positions, oases of optimism in an otherwise barren landscape of budget cuts and government layoffs. A few other states, including Massachusetts, South Carolina and Virginia, have combined slight increases in tax revenue with tight spending controls to produce modest surpluses.  In West Virginia, the surplus is going toward reserves, pension programs and debt. Wyoming put [....]
http://news.yahoo.com/amid-deficit-gloom-states-enjoy-surpluses-160127940.html

Beginner chess mistakes to avoid

By Mike Smith
Plugged In,
November 2, 2011Becoming a great chess player is a journey. And as is the case with any truly great game, understanding the rules is just the first step.  The second, we'd venture to say, is being able to identify, understand, and fix your mistakes. Fortunately, there are a few elementary (and easily corrected) blunders that nearly all beginner players fall into at some point. Dodge them, and grand mastery -- or, at any rate, a much better standard of play -- is just around the corner.  Here are seven of the most common.
Hands off the queen
Let's be honest about it: queens kick ass. Zooming about the board, owning up the place, they're the chess equivalent of a Sherman tank...except Sherman tanks generally can't [....]
http://games.yahoo.com/blogs/plugged-in/beginner-chess-mistakes-avoid-182117334.html

Broke Green Company Greases Director Six Figures for Obama Loans

by John Ransom
Townhall.com
November 4, 2011
A financially-troubled Canadian alternative energy company with ties to Senate Majority Leader Harry Reid paid a director the lion's share of $758,828 (CAD) in reported consulting fees, according to an analysis of the filings made by the company. The fee was a part of a consulting agreement in order to successfully arrange a loan guarantee by the Department of Energy.  The loan, made by insurance powerhouse John Hancock, could put taxpayers at risk for 80 percent of both interest and principal due to the insurance company under the terms of the agreement amidst signs that the energy company may be bankrupt by the end of the year.  In the June filings for Canadian-based Nevada Geothermal, which according to the New York Times employs only 22 people in Nevada, the company’s auditors issued “going-concern” warnings that without additional investment or revenues, the company could cease operations.  At stake is about $135 million in financing by the [....]
http://finance.townhall.com/columnists/johnransom/2011/10/31/broke_green_co_greases_director_six_figures_for_obama_loans

FCC cracks down on religious broadcasters
The churches were granted FCC exemptions from closed captioning in 2006.
by Brooks Boliek,
Reuters 
October 31, 2011
If a church broadcasts the word of God on TV without closed captions, it risks incurring the wrath of the FCC.  Some 300 small- to medium-sized churches can expect letters from the commission within the next few days explaining why their closed captioning exemptions were lifted for TV shows like “Power in the Word” and “Producing Kingdom Citizens.”  The FCC has been mailing the letters for the past few days to churches from Maine to California, explaining that the hundreds of exemptions are now rescinded and giving the programmers 90 days to reapply.  The churches [....]
http://www.politico.com/news/stories/1011/67260.html

Italy 10-year yield rises amid debt plan worries
By William L. Watts
Marketwatch.com
October 31, 2011FRANKFURT (MarketWatch) -- Italian government bond yields rose, with the 10-year yield nearing a level last seen in early August, as concerns mounted about the effectiveness of the euro-zone rescue plan adopted last week by European leaders. The 10-year yield /quotes/zigman/4869096 IT:10YR_ITA -0.38% rose 21 basis points to 6.10%. The yield rose as high as 6.18% on Aug. 4, according to trading platform Tradeweb, before retreating in the wake of purchases of Italian and Spanish government bonds by the European Central Bank. The cost of insuring Italian government debt against default via credit default swaps rose Monday. The spread on five-year Italian CDS widened 28 basis points [....]
http://www.marketwatch.com/story/italy-10-year-yield-rises-amid-debt-plan-worries-2011-10-31

Janet Napolitano defends White House role in deportation reprieves
by Josh Gerstein,
Politico.com
October 26, 2011
Homeland Security Secretary Janet Napolitano is defending the involvement of President Barack Obama's White House in crafting priorities for deportation of illegal aliens and for laying out criteria for which illegal immigrants may win a reprieve from deportation in an upcoming review of pending cases.  "Because immigration involves two major agencies: DHS and DOJ, it is entirely appropriate and, yes, there was coordination with the White House," Napolitano told Rep. Ted Poe (R-Texas) during a House Judicary Committee oversight hearing Wednesday.  It's unusual for the White House to [....]
http://www.politico.com/blogs/joshgerstein/1011/Janet_Napolitano_defends_White_House_role_in_deportation_reprieves.html?showall

Oregon veteran faces eviction if he hangs US flag
AP
November 3, 2011
SPRINGFIELD, Ore. (AP) — Edward Zivica, a 70-year-old who served in the Navy in the 1960s, faces a hard choice come Veterans Day next week: He can obey the rules and remain in his apartment complex, or he can follow his tradition of hanging the American flag outside his place.  The managers at his subsidized housing project in Springfield, Ore., have given him notice he'll be evicted if [....]
http://news.yahoo.com/oregon-veteran-faces-eviction-hangs-us-flag-191254150.html

Heart-Warming: Wheelchair-Bound Football Player Scores Touchdown

by Jonathon M. Seidl,
theblaze.com
November 3, 2011
Trent Glaze loves football. In fact, he even wants to coach it one day. But as a high school football player he also had a dream of getting on the field. That may sound like a simple goal, but Glaze has muscular dystrophy and is confined to a wheelchair. But despite his physical setback, his dream came true on last Friday night.  It was his opportunity to shine,” Fairfield Union (Ohio) coach Tom McCurdy told WBNS-TV. “He’s my right-hand man. He’s always telling me what we need to do (and) what needs to improve.”  But on Friday, the “right-hand man” became his star player. WBNS explains [....]
http://www.theblaze.com/stories/heart-warming-wheelchair-bound-football-player-scores-touchdown/

Students Graduating From NH Colleges Have Highest Average Debt

By Lauren Leamanczyk,
WBZ-TV's New Hampshire Bureau Chief
November 3, 2011
DURHAM, N.H. (CBS) -It’s a tough time to be graduating from college. Jobs are hard to find and student debt is skyrocketing.  A new study shows the problem is especially big in New Hampshire. Students graduating from New Hampshire colleges and universities in 2010 had [....]
http://boston.cbslocal.com/2011/11/03/students-graduating-from-nh-colleges-have-highest-average-debt/

The Dream Team

by Ben Crystal,
Personal Liberty Digest
October 27, 2011
During the run-up to the 2008 Democratic Presidential nomination, the relationship between the competing Hillary Clinton and Barack Obama campaigns plumbed impressive depths, culminating in now-Secretary of State Clinton’s poorly worded intimation that Obama might not serve out his entire term.  But President Obama managed to bury the hatchet (although perhaps not in the precise spot for which he was aiming). The two camps put aside their differences with Obama’s nomination of Clinton to the Nation’s top diplomatic post. With Clinton relegated to the State Department, Obama could focus on his top priorities: blaming others for his failures, remaining “unaware” of malfeasance in his cabinet, grubbing for cash with Lady Gaga and playing golf.
    Nonetheless, with America waking to the reality that Obama makes Jimmy Carter look like Andrew Jackson, Obama better start bringing his A game. Otherwise, he and Hillary can discuss what might have been over coffee in the Berkeley poli-sci department. Meanwhile, I [....]
http://www.personalliberty.com/conservative-politics/the-dream-team/?eiid=&rmid=2011_10_27_PLA_[P11667790]&rrid=387432349

The Rise Of The Entrepreneur

by Robert Ringer,
Personal Liberty Digest,
November 1, 2011
Increasingly, it appears that the far left has found a straw dog to replace its long-cherished, but now embarrassingly discredited, global-warming hoax: “unequal distribution of wealth.”  Of course, class warfare has been around for thousands of years, so it was just a matter of reviving a tired old idea. And, unfortunately, it’s an idea that works nearly 100 percent of the time — at least with those who are ignorant of history and unwilling to study or think.  But as the ne’er-do-well in the White House and Congressional Democrats continue to cast the entrepreneur as a greedy, avaricious villain whose success comes at the expense of the working man, a healthy backlash is occurring. With the word entrepreneur becoming increasingly popular with media pundits on both the right and the left, more and more people are coming to realize that entrepreneurship was the driving force behind America’s widespread prosperity — prosperity that few Americans could have imagined as recently as the mid-20th century.
    After all, many of the Founding Fathers were entrepreneurs, and perhaps the two most famous in that regard are George Washington and Thomas Jefferson. They also are good examples of just how far apart the results of individual entrepreneurs can be. Though they were both farmers, Washington was one of the richest men in America, while Jefferson struggled financially throughout his life and died broke.  Jefferson’s financial difficulties are a reminder that there are no guarantees for the entrepreneur, who labors away without the luxury of a safety net. In fact, perhaps the single greatest attribute of an entrepreneur is his willingness to take risks — including the risk of losing everything if he fails.  By everything, I’m not just referring to savings, stocks, bonds and collectibles. I’m talking about his house, his furniture, his cars — everything he owns — not to mention his credit and his self-esteem.
    In this vein, ultra-liberal Barbara Walters, of all people, did an excellent special last week on self-made billionaires. The slant of the show belied the rhetoric of left-wing politicians who frantically try to convince the public that being rich, of and by itself, is evil. Their words clearly imply that rich people [....]
http://www.personalliberty.com/conservative-politics/the-rise-of-the-entrepreneur/?eiid=&rmid=2011_11_01_PLA_[P11861803]&rrid=387432349

One Town‘s ’Declaration of Independence’

by Tiffany Gabbay,
theblaze.com
November 4, 2011
Glenn Beck clearly works hard to make sure that each segment of his GBTV show ranks high in measures of quality and content. But you can tell when he classifies a topic as a “must watch” segment. There are two such clips in this post.
    Consider this a story of a destiny reclaimed. One town, best by squabbles and scandals, rises up to chart a new and very American course.  Until November 2010, Vernon Township, New Jersey did not have a Mayor. Instead, the town functioned under the Faulkner Act – a “council-manager” – form of government. Under this system council members perform the town’s necessary administrative functions, with one council member serving either as an appointed (by the council members) or elected “mayor.” Effectively this individual is a figurehead and does not possess actual veto power [....]
http://www.theblaze.com/stories/beck-discovers-story-of-one-towns-declaration-of-independence/


Wounded elephant walks again, thanks to jumbo-sized false foot
By Ian Williams,
NBC News Correspondent
November 4, 2011
PHNOM TAMAO, Cambodia – "I really thought he would never make it," said Nick Marx, stroking Chhouk's trunk with a sense of pride and affection.  "He was seriously injured. He was extremely young, emaciated and very, very sick."  Chhouk, a bull elephant now 5 years old, was found in the Cambodian jungle in 2007, alone and close to death, his left front foot mangled by a poacher's trap.
Marx, the Director of Wildlife Rescue and Care at the Wildlife Alliance, a conservation group, was one of the first to the scene, nursing Chhouk in the jungle for a week.  "I stayed with him, slept beside him, hand-fed him everything he ate.”  Chhouk was [....]
http://worldblog.msnbc.msn.com/_news/2011/11/04/8633536-wounded-elephant-walks-again-thanks-to-jumbo-sized-false-foot

Deranged homeless man goes on violent rampage in Zuccotti Park
By KEVIN FASICK,
New York Post,
November 4, 2011
A deranged homeless man who has been squatting among the Occupy Wall Street protesters in lower Manhattan went on a violent, early-morning rampage yesterday, cursing incoherently and kicking down tents.  The only thing that could stop Jeremy Clinch from his Godzilla-like rampage was a left hook to the face delivered by a paranoid fellow protester who claimed to be an ex-Turkish diplomat -- and charged that his assailant was carrying out a plot hatched by Mayor Bloomberg.  “I’ve been here from Day One! I haven’t got a tent!” the Cleveland-native Clinch shrieked as he furiously kicked down tents onto sleeping protesters at about 8 a.m.
    It was just the type of increasingly violent incident that has downtown residents -- already bombarded by megaphones, incessant drumming, graffiti and public urination -- feeling on edge as the OWS takeover of Zuccotti Park enters its third month.  “You want to [....]
http://www.nypost.com/p/news/local/manhattan/goons_occupy_brawl_street_MuFbzuYYRoEkjw9RZ5xcSM
Who’s Getting Hired Right Now

by Jacquelyn Smith,
Forbes Magazine
Power Your Future
November 3, 2011
Millions of jobless American's are struggling to find work as the unemployment rate stagnates around 9.1%. However, some lucky professionals are finding opportunities less difficult to come by.  If you are a jobless nurse, sales representative or truck driver — there's plenty of hope for you.  Online job aggregator Indeed.com has sifted through its database to find the occupations that are hiring the most right now. The picture that results doesn't reflect a precise number of available jobs, because an opening can be listed in more than one place and can remain online for a time after it's filled. Also, some occupations include various job titles. For instance, sales manager includes vice president of sales, director of sales, and so on. That said, though, the numbers do offer a strong, broad gauge of who's getting jobs right now.  "The data is an encouraging sign that, despite a struggling economy, opportunities are available in a variety of sectors," says Paul Forster, chief executive and co-founder of Indeed.com.  Registered nurses top the list, with 132,283 job postings at the moment. They include registered nurses (RN), staff RNs, operating room RNs, oncology RNs, and others.  "Health care fared better overall than any other industry during the recession and has had considerably more job postings available on Indeed than other sectors," Forster says. "Registered nurses are one of the largest professions in the health care industry, and employment of nurses is expected to grow by more than 20% by 2018. Demand for preventive care is rising, and an aging baby boomer population will cause a surge in demand for health services."
    Others jobs in the medical field that are also hiring like crazy: physical therapists and occupational therapists. They have 53,009 job postings and 46,598 job postings, respectively. "Occupational therapists and physical therapists are in high demand for many of the same reasons as RNs," Forster says. "Occupational therapists and physical therapists also [....]
http://finance.yahoo.com/blogs/power-your-future/getting-hired-now-160244980.html

School police union slammed for edgy t-shirts

Associated Press,
November 1, 2011....
NORTH HIGHLANDS, Calif. (AP) — A Northern California school police officers union has angered a town after it sold T-shirts with a picture of a child behind bars and the slogan:
"U raise 'em, we cage 'em." 
Town leaders said the fundraising shirts are highly offensive and fuel mistrust of the Twin Rivers Police Department in North Highlands, the Sacramento Bee (http://bit.ly/sDbEnl ) reported Tuesday.  "Unfortunately, this shirt seems to confirm that this is who Twin Rivers Police are and how they think, or at least some of them," Derrell Roberts said. "This doesn't speak highly of the culture of this department."  The Twin Rivers Police Officers Association officials said they came up with the T-shirt idea in 2009 to raise money for fallen officers. Less than 30 shirts were ordered and most were sold for $12 to union members.  Association President Arlin Kocher said the shirts were a mistake and that the union stopped selling them this summer at the police chief's request.
    "I don't think this will be received well by the public, which is why we stopped selling them," Kocher said. "Our union, especially me, take full responsibility."  The Sacramento-area department has been under increasing scrutiny since one of its officers was shot four times on Oct. 22. The suspected shooter died hours later.  The department, which has 20 sworn officers, has had three cases [....]
http://news.yahoo.com/school-police-union-slammed-edgy-t-shirts-185602644.html
Until Next Sunday....

This'n'That; October Twenty-Eighth #2; Vote Values

The Dollar Value Of Votes
    "Clown Prince ZERO-bama, the Narcissist" has created an unforeseen benefit with his "We Can't Wait...." financial scam; that being the actual dollar-value range of a vote in the upcoming presidential election.  This plan is nothing more than another election fraud purpetrated on those least able to understand it!!  Remember, this involves student loans to current and former American college students.   Most students will be unable to understand the text--let alone the math--of "Clown Prince ZERO-bama, the Narcissist's" latest dictatorial edict!

  The Atlantic Monthly has done a superior job of ferreting out thescam's nuts-and-bolts; for more details, see:
http://www.theatlantic.com/business/print/2011/10/obamas-student-loan-order-saves-the-average-grad-less-than-10-a-month/247411/ 
Boiled down, this latest scam will save the average college student/graduate between $4.50 and $7.75 per month!!  The average student/graduate has student loans in the area of $27,204.  The student/graduate with $100,000 in student-loan debt can look for a monthly saving of a whoopin' $28.50!!

One problem here is:  student loan balances (and by extension, tuition expenses) have outpaced disposable income--511% to 73%!!  And 82% of the total student-loan balances have been accrued in the past ten-years, alone!!
Why?!?  Professorial salaries are a good starting place.  

$55,941 (average; bachelor's; private-church related)
$74,299 (high; doctoral; private-independent)
$101,620 (average; doctorate; full professorship; public institution)
$113,740 (average; doctorate; full professorship; private-church related)
$131,232 (average; doctorate; full professorship; private institution)
$172,800 (high; doctorate; top faculty post; research institution)

Another problem here is:
Recently the "Clown Prince ZERO-bama, the Narcissist" regime asked permission for cellphones to be used to track down delinquent student-loan holders and harass them incessantly, 'til they pay!!
http://www.foxnews.com/politics/2011/10/04/obama-wants-to-ease-way-for-debt-collectors-to-call-cellphones/
Still another problem here is: 
We somehow have to dispel the notion that the only way to get ahead is to go to college! 
Absolutely, not so!!
I'm living proof!

I've attended--but didn't graduate from--Central Missouri State University, a fine institution in Warrensburg, just 50 miles outside Kansas City.
I've been a self-employed carpenter;
I've been a self-employed cabinetmaker;
I've been a product engineer with a company making--arguably--the finest office furniture on the planet;
I've been a CNC router/boring machine operator and programmer with the same company;
I've been--definitely the best job, ever--an over-the-road truck driver with two nationwide trucking companies;
I've been--definitely the second-best job, ever--an owner-operator with two nationwide trucking companies.

I cite these employment experiences only to fortify my argument that not everyone needs a college education; a college education is not always necessary for success.  Don't you consider those salaries a "hell'u'va-price-ta-pay" to have some grad-student blather at your kid?!?

    My trucking experiences have been the most lucrative: over one-million-dollars in less than twelve-years!!  The industry isn't the dirty-fingernails, tobacco-chewing, cussing career it was 50-years ago.  The truck drivers you see are small businessmen and women; they may very well be retired doctors, nurses, dentists, accountants, military, lawyers, practically any-and-every walk of life!
    Finally, investigate all avenues; all career possibilities as well as the expenses involved in the preparation.
Til Nex'Time....

This'n'That; September Thirteenth #2; DOA

The 'Vastly Important' Jobs Bill

    Remember "Clown Prince" ZERO-bama The Narcissist's" forever important 'jobs' bill; the same jobs bill that was so important that he's introduced for the third time during his regime; the same jobs bill that was so important that he decided that it's writing and introduction could wait until after his monthly vacation, this time to Martha's Vine Yard?!?  Remember THAT jobs bill?!?

    House owe-bamacRATics have found that very same jobs bill so vastly important that, as a party, they can not find one soul to introduce it on the House floor as of mid-afternoon, 9/13!!  Without official introduction, the Congressional Budget Office can't 'score' it (Read: Determine how badly the taxpayer will be screwed, usually over ten years!).

    The owe-bamacRATic advisors in barackingham Palace believe this will work positively with the voters i.e., those evil, obstructionist republicRATics.  I don't think so!!  Most conservatives and constitutionalists had this amateur figured out, even before he was selected-to-be-elected!!  Although it's taken an additional two-and-one-half years, the rest of America is finally seeing through this fraudulent amateur!!

Til Nex'Time....
[Bumper Stickers from: http://www.fredstates.com/]

This'n'That; August Thirtieth #3; Bus Tour Fraud

owe-bama: A Complete Fraud!
    Another first for "Clown Prince" owe-bama, he's been confirmed: a complete fraud!! 
Remember the "Magic Negro" Bus Tour?!? 
You and I bought the "Clown Prince" a pair of custom Prevost tour busses for almost three-million-bucks, remember that?!? 
The photos and videos of "Clown Prince" owe-bama gleefully hopping off the "Magic Negro" Tour Bus like an oversexed high school freshman, remember them?!?

    As it turns out, the busses were nothing if not more wasted 'owe-bama money;' an unnecessary Canadian stimulus, as it were!!  Both owe-bama and the busses flew on military aircraft; "Clown Prince" owe-bama on Air Farce One, the busses on C-17 cargo aircraft.  He and the busses then rode into each town like knights "Clown Princes" on white black horses!!  If that evil President George W. Bush-43 had done the same, the incompetent media would have vilified President Bush-43 with the same fervor they display in continuing to carry the "Clown Prince" owe-bama fraudulent 'water!!'
Til Nex'Time....
Scorecard and 'Miss me..' bumper stickers:  http://www.fredstates.com/