Showing posts with label student loan. Show all posts
Showing posts with label student loan. Show all posts

Saturday, May 5, 2012

"Clown Prince" Weekly Blather; May 5th

A Patriotic Response To The "Clown Prince;" 05/05/2012
barackingham Palace,
District of Corruption
May 5, 2012
    This week, I traveled to Afghanistan—to thank our troops serving far from home, and to sign an historic agreement that will help us complete our mission and end the war.  As Commander-in-Chief, nothing is more humbling or inspiring than the chance to spend some time with our troops. At Bagram Air Base, I visited with some of our outstanding men and women in uniform. I thanked them for their extraordinary service. And I let them know that America honors their sacrifice.  Because of their bravery and dedication, the tide of war has turned in Afghanistan. We have broken the Taliban’s momentum. We’ve built strong Afghan Security Forces. We have devastated al Qaeda’s leadership. And one year ago, our troops launched the operation that killed Osama bin Laden. The goal that I set – to defeat al Qaeda, and deny it a chance to rebuild – is within reach.  Because of the progress we have made, I was able to sign an historic agreement between the United States and Afghanistan that defines a new kind of relationship between our countries – a future in which Afghans are responsible for the security of their nation, and we build an equal partnership between two sovereign states; a future in which the war ends, and a new chapter begins.
[What I'm not telling you: This week I traveled to Afghanistan to attempt to regain the notoriety I achieved by my claim of killing obama....er Osama.  That 'achievement' will be the cornerstone of my re-immaculation campaign.  To that end, I hope to sway the opinions of the American military men and women.  This segment traditionally vote republicRATic which would explain why those obamacRATic-leaning vote counters tend to 'lose, misplace, forget about' the military's absentee ballots.
    The real reason President Karzai--he and I are 'buds' so I just call him 'Ham'--Ham and I signed this agreement is to keep the 'American hand' in the muslim workings of the volitile areas of Afghanistan, Pakistan and the other miscreant countries controlled by the muslim 'iron-fist!'  This agreement will allow me to increase troop levels at any provocation such as the Afghans' failure of acceptance of Sharia Law; things like that.]
    The enormous sacrifices of our men and women in uniform are not over. But many of our troops are already coming home. Last year, we removed 10,000 U.S. troops from Afghanistan. Another 23,000 will leave by the end of the summer. As our coalition agreed, by the end of 2014, the Afghans will be fully responsible for the security of their country.  And this is as it should be. Because after more than a decade of war, it is time to focus on nation building here at home.  As a new greatest generation returns from overseas, we must ask ourselves, what kind of country will they come back to? Will it be a country where a shrinking number of Americans do really well while a growing number barely get by? Or will it be a country where everyone gets a fair shot, everyone does their fair share, and everyone plays by the same set of rules – a country with opportunity worthy of the troops who protect us?  America has answered this question before. My grandfather, a veteran of Patton’s Army, got the chance to go to college on the GI Bill. My grandmother, who worked on a bomber assembly line, was part of a workforce that turned out the best products on Earth. They contributed to a story of success that every American had the chance to share in, the basic American promise that if you work hard, you could do well enough to raise a family, own a home, send your kids to college, and put a little away for retirement.
[What I'm not telling you:  So.... by the end of this summer, I'll have approximately 23,000 members of the world's finest fighting forces at my disposal.  Can anybody spell "L-I-B-Y-A?!?  I'm sure there's a war I can start somewhere in the world; there's always more muslim uprisings to support, SOMEWHERE!!  
  There's really no miscreants to parade out on the stage as I normally do, so I'll just bring up my grandparents who made it possible for me not to do a dam' thing in my early life; my early adulthood.  My grandfather became a government worker, eligible for the traditional highly inflated pensions and related post-retirement benefits.  My grandmother became one of the ONE-PERCENTERS, a Bank of Hawaii vice-president in 1970 until her retirement in 1986.  All those health-care issues she faced in her last days: PURE BULLSHIT!!  She had the Bank of Hawaii's "golden-parachute" of cash payments and health benefits provided to their retiring--and retired--executives!!
    These returning war veterans.... they don't have an option.  They're forced to return to the United States for either retirement, discharge or re-assignment.  Many of them won't recognize the country I have reformed, directed toward socio-fascism!!  There's no actual need for me to blather on about the educational benefits I WILL PROVIDE for the returning troops; they've been in force since the post-Viet Nam era!!  There's nothing the Congress will let me do, either for or against their benefits.  Said benefits are federal law; part of the individual inductee's enlistment contract!! 
    OK, folks:  Here's the kicker; the bold-faced lie for this week: 
"....the basic American promise that if you work hard, you could do well enough to raise a family, own a home, send your kids to college, and put a little away for college."
As evidenced by "The Life of Julia" on my re-immaculation page: 
http://www.barackobama.com/life-of-julia   
said statement is ludicrous on it's face!!  The goal of the "Bilderberg-guided" owe-bama Regime is to control every facet of American life; birth-to-death!!  The more benefits we provide, the less incentive the recipient has to work; to form an individual opinion; to oppose the federal government; to vote for anything or anyone who doesn't continue the availability of the government 'tit!!' 
    At the referenced URL you'll note that the federal government 'doesn't give-a-shit' about the birth--or birthing--of said "Julia" in keeping with the government's support of abortion-on-demand; her hypothetical life begins at three!!  You should also note that per said URL, life ends--sofar as the government's concerned--at age 67!!!  That's where owe-bamaKare's "Death Panels" kick in.  
    The 'Bilderbergers' are concerned that large portions of my previous voter base are abandoning owe-bamacRATism; owe-bamanomics!!  To that end, they're having me concentrate on college students.  I'll be visiting campi in both Ohio and Virginia later today.  In Virginia you can expect to see anti- owe-bama posters and billboards: 
and this one:

{to get your copies: http://www.wrva.com/ ....keyword: Lee Brothers.  Also, don't forget http://www.fubowear.com/ }
All this brings to mind the quote attributed to our third president, Thomas Jefferson {1777-1781}:
"A government big enough to give you everything you want, is strong enough to take everything you have." 
Keep that in mind when you vote in November!!]
    Keeping that promise alive is the defining issue of our time. But it means making responsible choices.  I don’t think we should prioritize things like more tax cuts for millionaires while cutting the kinds of investments that built a strong middle class.  That’s why I’ve called on Congress to take the money we’re no longer spending at war, use half of it to pay down our debt, and use the other half to rebuild America.  Because we’ve got more jobs to create. More students to educate. More clean energy to generate. More entrepreneurs with the next great idea, just looking for their shot at success. We’ve got to invest in things like education and medical research. We’ve got to build newer, faster transportation and communication networks. And we’ve got to secure the care and benefits our veterans have earned, so that we serve them as well as they have served us.  Every time I have the privilege of meeting with our troops, I’m struck by their courage, their commitment, their selflessness, and their teamwork. They have something to teach us. Recovering from the worst economic crisis since the Great Depression is a work in progress – but if we follow their example, then I have no doubt we will preserve the promise of this country, protect the freedoms we cherish, and leave for our children an America that’s built to last.
[What I'm not telling you:  More of the blatant lies I'm famous for: 
"....tax cuts for millionaires...." 
The tax benefits that are enjoyed by us all, are written into the IRS Tax Code, composed and passed into law by the United States Congress; both houses; both parties!!  The millionaires among us are doing nothing more--or less--than the average TAX PAYING American:  using the tax code as written to benefit their individual--and/or corporate--circumstance.  I'm using my fabricated version of the tax code to create and continue the class-warfare plank of my re-immaculation platform!! 
    Rather than go into all my failings, e.g., green energy, jobs creation, federal takeover of the student-loan programs, unnecessary high-speed transportation, pandering to various groups of my subjects--currently veteran and active duty military--et al, I'm sure you can peruse this blog for my sub-conscious, more-or-less honest recitations!]

allvoices

allvoices

Saturday, November 5, 2011

"Clown Prince" Weekly Blather; November 5th

A Patriotic Response to "plug" biden; 11/05/2011
Pittsburgh, Pennsylvania

[NOT barackingham Palace]
[NOT District of Corruption]
November 5, 2011
    Hi, this is Joe Biden. I’m speaking to you from the University of Pittsburgh, where I just spoke to students here about what we’ve done to help ease the burden on them when it comes to the rising cost of tuition and the accumulating student debt and what we’re going to do to help create jobs when they graduate.  Today we found out we’ve had the 20th month in a row where we’ve increased private sector jobs -- 104,000 this month, 104,000 private sector jobs. And as all you know, that's not nearly enough. We have to increase the pace. We have to act now to do everything in our power to keep this economy moving and to grow jobs.  President Obama is on his way back from France where he just met with the leaders of the 20 largest economies in the world, where he urged our European friends to step up and stabilize their own economies because if they fail, it will affect the whole world.  Too many Americans are still struggling. Too many college students here at the University of Pittsburgh and elsewhere are worrying about the rising cost of their tuition, and the increasing accumulation of debt. And too many of their parents are in stagnant jobs or out of work, wondering if they're going to be able to send their child back to college next semester.  My dad used to have a saying. He said, a job is about a lot more than a paycheck. It’s about dignity. It’s about respect.  And too many Americans have been stripped of their dignity through no fault of their own. So we can't wait to help them. The President and I believe we have to act now. That's why we’ve introduced the jobs bill which independent validators said would create 2 million new jobs.
[What I'm not telling you: 
{As he does every Friday Night, George Soros had the teleprompters uploaded with prepared remarks to be delivered by "Clown Prince ZERO-bama, the Narcissist."  I say: Ta hell with that!!  I'm gonna tell'ya what I think!!} 
I gotta tell'ya.... it took alot to convince Barry to let me blather on, in his stead!!  But here I am 'n' here we go!!  Everyone remember when "Slick-Willie" Clinton used--as a defense for his federal blowjob--'It depends on what the definition of 'is' -is."  Everyone remember that notable example of his "Slick-ness?!?"  If you read the transcript of this conversation, you'll find that rarely do I speak of 'creating' private sector jobs.  I use the word "increased;"  we've 'increased' the number of private sector jobs; rather than we've 'created' private sector jobs!!  Pretty dam' cleaver, huh?!?  Just another example of the "Slickness of Slick-Willie!!"
    As the blogosphere has noted, time-and-again:  All Barry's blather does little more than attempt to cloud any issue, in this case student loans.  His ridiculous proposal concerning student loans--loans that students freely accepted; loans that students freely agreed to repay--saves the average student between $4.75 and $7.50 per month, over the life of the loan.   If said student was stupid enough to go over $100,000 in student-loan debt, Barry's proposal will save that idiot about "28'n'change," a month!!  What-ever-happened to American principles; to repay what one has borrowed?!?  We socio-fascists have kinda swept that principle under the rug!!  Now--needing to buy more-and-more votes--the owe-bamacRATics must pander to every class of American, excepting anyone conservative; excepting anyone republicRATic; excepting anyone of a constitutionalist mindset!!
    This 'tuition increase' kerfuffle is nothing more than a "supply 'n' demand" situation.  Everyone thinks if they graduate from a 'high-dollar,' prestigious university, they'll get a higher-paying job!!  Even if that's true--which I doubt--the increased debt load to pay for an outrageously over-priced education, isn't justified by the increase in salary!!   It seems to me--with minor differences--the education from the prestigious University of Pittsburgh is--more-or-less--equal to that of 'East Podunk' Community College!  An education that costs a tenth of that from said esteemed university.  Every prestigious, 'high-dollar' institution will continue to escalate their tuition and fees so long as there's participation!  As soon as the future college student realizes this and elects to attend the various 'Podunk' colleges around the nation, said 'high-dollar' institutions will stabilize--and reduce--their tuitions and fees!!]
    Although 51 senators voted for that jobs bill, our Republican colleagues in the Senate used a procedural requirement that requires it to have 60 votes, so it failed.  And since then we’ve taken every important piece of the jobs bill and demanded that we have a separate vote. But our Republican colleagues in the Senate have voted unanimously to vote down each and every part so far: to restore 400,000 jobs for teachers, police officers, firefighters, putting them back in classrooms, on the streets and in the fire houses.  And then on Thursday, they unanimously voted down the second part of our program: to rebuild our crumbling roads and bridges, which would have created more than 400,000 good-paying jobs.  These are all programs that the Republicans in the past have supported, but once again, every Republican voted no -- blocking the majority will to put these folks back to work.  I think the assumption is that they're voting no because of the way we would pay for these jobs, and we do pay for them. We think everybody should pay their fair share, so that's why we put a small surtax on the first dollar after a person has already made $1 million. That seems fair to us, and it pays for the bill. It’s a small price to pay to put hundreds of thousands of people back to work.
[What I'm not telling you:  That 'procedural requirement' is called 'cloture.'  Cloture was a cleaver manuever devised by the uber-liberal French in the 1880s as a method to stifle the opposition.  It was adopted by the forerunners of the owe-bamacRatics, back when we had a decisive majority in the U.S. Senate!!  Now it works against us as more-and-more owe-bamacRATics 'see the light' and stray toward conservatism.
    All those 'teacher, police and firefighter' jobs?  The funding we have--er, Barry has--proposed  only has a one-year life!!  After that comes either another round of massive, local layoffs or considerable local budget increases said governments can ill afford.  The funding only affects the federal government for the first year, then it's someone else's problem!!!  Those 'crumbling roads and bridges' were to be repaired or replaced with the $787BILLION PORKulus bill.  Instead, the vast majority of those monies went to pay off contributors, supporters and union thugs; to bail out supporters' corporations, banks and businesses!  Those '400,000 good-paying jobs' that might have been created, would have only had a life as long as the job at hand; maybe two-years, at most!!  Just in time to influence the next presidential election!!  How dam' cleaver is that?!?
    The republicRATics, the conservatives; the "Tea Party" movement representatives have seen through these latest of Barry's inane proposals; as they have since Day One!!  Those same individuals have passed 18--count'em: Eighteen!--jobs bills in the House of Representatives, as but one example:  H.R. 2587-"Protecting Jobs from Government Interference Act!"  This resolution--as with the other 17, count'em: Seventeeen!--were either rejected out-of-hand, or--more-than-likely--little "pinky" reid refused to bring them to the Senate floor for a vote for fear of passage!!
    Contrary to what those "occupy...." miscreants chant, capitalism promotes full employment by creating practically every job in America!! This 'small surtax on the first dollar' proposal will remove said 'first--and many subsequent--dollars' from the very individual and small business that create the desired jobs.  For the government to give, loan, grant, forgive, one-dollar to an individual; said government must first confuscate that one-dollar from the individual who initially earned it!!  That's the essence of that wonderful owe-bamacRATic principle of 'wealth re-distribution!'  Due to the 'syphoning effect' of socio-fascist tax policy, it's highly unlikely said 'small surtax on the first dollar' will ever create a noticeable number of jobs.]
    So, look, we can't wait. We can't wait for the Congress to start acting responsibly, and that's why the President has used his executive power to announce that hundreds of thousands of people will be able to refinance their homes from 6 percent interest rates to 4 percent, saving them an average of $2,000 a year. That's why the President announced that beginning next year, no student will have to pay back more than 10 percent of their discretionary income toward their student debt. He also announced new regulations regarding prescription drugs to prevent price gouging. And there’s more to come.  If the Republican Congress won’t join us, we’re going to continue to act on our own to make the changes that we can to bring relief to middle-class families and those aspiring to get in the middle class.  Look, it’s simple: We refuse to take no for an answer. We know these steps taken alone are not going to solve all of our problems, but they will make a difference in the lives of millions of American families struggling to hold on. And you know and I know if the Republicans would just let the Congress do its job, let it step up and meet its responsibilities, we could do so much more, and we could do it immediately.  That's why the President and I need your help to tell your Republican congressmen and senators to step up. Tell them to stop worrying about their jobs and start worrying about yours because we’re all in this together, and together is the way we’re going to bring America back even stronger than it was before.
[What I'm not telling you:  Barry's so frustrated at the lack of support for his guidance toward a completely socialist-fascist form of government, I don't think--nor does George Soros--he's clear-headed enough to propose logical solutions to America's problems.  His thoughts are myopically short-sighted!!  Theproposed Soros-owe-bama form of government would be better served, force-fed to the public in very small doses; so small they don't realise the potential outcome until it's too late to correct!!  
    As an example of my opinion:  Barry is using his powers of "Executive Order" to rule by fiat, rather than alter his proposals away from the ultra-left fringe.  He's forgetting America didn't elect a dictator!!  That's exactly what Barry is giving his supporters and opponents, alike!!   Example number one of "Ya Can't Fix STUPID!!" 
    The "Executive Order" allowing some homeowners to refinance their mortgages, saving $2,000 annually?!?  What-the-hell good will that do?!? If the homeowner couldn't originally afford the mortgage, $2,000 will have scant positive affect!!  Example number two of "Ya Can't Fix STUPID!!"
    The "Executive Order" easing student-loan repayment to 10% of the debtor's disposable income will do little more than raise the amount of interest paid by lessening the amount of principle paid in every subsequent payment!!   Example number three of "Ya Can't Fix STUPID!!"
    In conclusion: each of these--and most probably, all future-- "Executive Orders" are STUPID on their face; implemented to placate the owe-bama mindset!!  They're being written as a blatant attempt to attract the former supporters Barry has driven away with his inane socio-fascist economic policies!!  I reinterate:  "Ya Can't Fix STUPID!!"  {Any bets on how long it'll be before I'm asked to sit in during a future "Clown Prince ZERO-bama, the Narcissist's" vacation?!?}]

allvoices

allvoices

Friday, October 28, 2011

This'n'That; October Twenty-Eighth #2; Vote Values

The Dollar Value Of Votes
    "Clown Prince ZERO-bama, the Narcissist" has created an unforeseen benefit with his "We Can't Wait...." financial scam; that being the actual dollar-value range of a vote in the upcoming presidential election.  This plan is nothing more than another election fraud purpetrated on those least able to understand it!!  Remember, this involves student loans to current and former American college students.   Most students will be unable to understand the text--let alone the math--of "Clown Prince ZERO-bama, the Narcissist's" latest dictatorial edict!

  The Atlantic Monthly has done a superior job of ferreting out thescam's nuts-and-bolts; for more details, see:
http://www.theatlantic.com/business/print/2011/10/obamas-student-loan-order-saves-the-average-grad-less-than-10-a-month/247411/ 
Boiled down, this latest scam will save the average college student/graduate between $4.50 and $7.75 per month!!  The average student/graduate has student loans in the area of $27,204.  The student/graduate with $100,000 in student-loan debt can look for a monthly saving of a whoopin' $28.50!!
One problem here is:  student loan balances (and by extension, tuition expenses) have outpaced disposable income--511% to 73%!!  And 82% of the total student-loan balances have been accrued in the past ten-years, alone!!
Why?!?  Professorial salaries are a good starting place.  

$55,941 (average; bachelor's; private-church related)
$74,299 (high; doctoral; private-independent)
$101,620 (average; doctorate; full professorship; public institution)
$113,740 (average; doctorate; full professorship; private-church related)
$131,232 (average; doctorate; full professorship; private institution)
$172,800 (high; doctorate; top faculty post; research institution)
Another problem here is:
Recently the "Clown Prince ZERO-bama, the Narcissist" regime asked permission for cellphones to be used to track down delinquent student-loan holders and harass them incessantly, 'til they pay!!
http://www.foxnews.com/politics/2011/10/04/obama-wants-to-ease-way-for-debt-collectors-to-call-cellphones/
Still another problem here is: 
We somehow have to dispel the notion that the only way to get ahead is to go to college! 
Absolutely, not so!!
I'm living proof!

I've attended--but didn't graduate from--Central Missouri State University, a fine institution in Warrensburg, just 50 miles outside Kansas City.
I've been a self-employed carpenter;
I've been a self-employed cabinetmaker;
I've been a product engineer with a company making--arguably--the finest office furniture on the planet;
I've been a CNC router/boring machine operator and programmer with the same company;
I've been--definitely the best job, ever--an over-the-road truck driver with two nationwide trucking companies;
I've been--definitely the second-best job, ever--an owner-operator with two nationwide trucking companies.
I cite these employment experiences only to fortify my argument that not everyone needs a college education; a college education is not always necessary for success.  Don't you consider those salaries a "hell'u'va-price-ta-pay" to have some grad-student blather at your kid?!?

    My trucking experiences have been the most lucrative: over one-million-dollars in less than twelve-years!!  The industry isn't the dirty-fingernails, tobacco-chewing, cussing career it was 50-years ago.  The truck drivers you see are small businessmen and women; they may very well be retired doctors, nurses, dentists, accountants, military, lawyers, practically any-and-every walk of life!
    Finally, investigate all avenues; all career possibilities as well as the expenses involved in the preparation.
Til Nex'Time....

allvoices

allvoices